Divorce Financial Planner
Maintain Financial Security When Planning a Divorce
As a Chartered Financial Divorce Specialist (CFP®, CFDS), I provide couples financial advice in Nanaimo, and throughout British Columbia including Vancouver Island, to guide them through challenging financial decisions.
I work with clients who are considering separation or divorce that want to understand their financial options as they move towards their new future.
As a Certified Financial Planner™ (CFP®), I provide an objective perspective for everyone involved, helping to divide a couple’s assets fairly and keeping communication open in what are typically difficult, emotional situations.
In short: whether you’re considering divorce, you’re already in the process of separating, or you’re simply looking for financial advice as a couple, I work with you to make sure you are informed, listened-to, and ready to make smart financial decisions.
Are you considering divorce or separation? Contact me now for a free 20 minute financial consultation.
What is a Financial Divorce Specialist?
Couples need fair, objective, and easy-to-understand advice when going through separation to ensure they make the decisions that are right for them.
Professional Financial Planning
I help you understand if you can afford to separate, how to most fairly divide your assets, and how to plan for your long-term financial future.
Money is the most common cause of dispute for couples. Once you add in the stress of separation, it can be challenging to make sound financial decisions.
I’ll help you take a step back to make decisions with a clear head.
Every relationship features two completely different personalities, two sets of values, and two visions for the future.
A divorce financial advisor makes sure you and your partner are on the same page before making potentially life-altering decisions.
Overall, I provide divorce financial planning that helps couples in British Columbia plan their new future.
Why use a Divorce Financial Planner?
Here’s why every British Columbia couple considering separation should consult a divorce financial planner:
Make a United Decision
Most separating couples want to make financial decisions that won’t negatively impact their children, family, or friends.
But making financial decisions alone or through divorce lawyers can cause a permanent rift in a family.
I help couples make smart, mutually agreeable decisions together.
Unbiased Financial Advice
Unlike a lawyer, I have the ability to work for both members in a couple. I help couples make decisions that benefit the entire family as a whole.
Lower Divorce Costs
Divorce lawyers are expensive. Back-and-forth negotiations can quickly add up in hourly fees.
Divorce financial advisors can help couples craft their own separation agreements that can be taken to a divorce lawyer. Saving you potentially thousands of dollars in legal fees.
Sound, professional advice in a moment of need can go a long way to reduce stress.
I make sure you are listened to and cared for, while providing an objective viewpoint that gives you a broader perspective on your future.
Ready to take the next step in your life? Contact me now for a free 20 minute consultation?
Bettina was invaluable in helping us collaborate on creating a division of assets we were both comfortable with, and making suggestions for the future. She was knowledgeable about tax implications we weren't aware of, and saved us time, energy and money by helping us avoid a legal struggle. Highly recommended.
I really enjoyed meeting you. You made me feel very at ease and comfortable at a stressful time. I felt like I was just sitting down talking with a friend.
During a time of turmoil, this service was calming, informative, optimistic and, at appropriate times, brought a little needed humour to the situation.
I had a very good experience working with Bettina during a very stressful time in my life. She is very professional, efficient and knowledgeable. As well as she has a very calming, friendly way about her. I have already recommended her to a friend, and would not hesitate to recommend her to others.
Bettina took the time on a holiday to fit me in to her day as I happened to be in her town at that time. She was very accommodating and I felt that she has a good judge of character and an ability to read a situation well.
Frequently Asked Questions
Why do I need a Divorce Strategist when I already have a lawyer?
A Chartered Financial Divorce Specialist provides a couple with the most mutually beneficial solution for the entire family when dividing assets. You benefit from having an objective third party specially trained as a financial advisor to offer financial insights. Lawyers are trained in legal issues, not financial or tax areas, and they often prefer not to deal with these areas in great depth. Negotiating through lawyers can also cause an even bigger rift in a family. The team approach provides the best solution possible for your stronger financial future.
Will it cost more if I use a lawyer and a Divorce Strategist?
You can reduce your legal costs by working with a Chartered Financial Divorce Strategist (CFDS) because we can help you understand your financial status and your options. Through lawyers, couples often get stuck on a particular issue that is not really worth battling over. We work through your options and choices together.
What is the approximate cost of a Divorce Financial Advisor?
The overall cost of divorce financial planning depends on the complexity of the situation and the amount of hours involved. Fees range from as low as a few hundred dollars to several thousand in a more complex case. But overall, the cost is typically lower than separating finances entirely through a lawyer.
Can a Divorce Strategist perform the complete divorce without a lawyer?
No, the role of a Divorce Strategist (CFDS) is to deal only with the financial areas of a separation or divorce, as we are trained financial advisors, not lawyers. I recommend that you use a lawyer or family law mediator in complement with my services to deal with the legal aspects of your case.
Will using a Divorce Strategist mean getting a bigger settlement or more support?
No, we provide information and specialized reports to give you the tools to make better choices. This can result in a more satisfactory settlement for everyone involved.
Contact Bettina Plendl now for a free consultation.
For trustworthy and objective financial advice, contact Bettina Plendl now and receive a free 20 minute consultation.